Built for Indian families · No real money, no ads

REWARDIFYपैसा उगाओ · grow your money
Request invite
Launch invite · first 50 families

BIGGER
THAN POCKET MONEY.
SMALLER THAN
A CARD.

A private launch invite for selected families to try Rewardify before the public rollout.

Kids plant earned coins into real financial products. No real money, no ads, no RBI exposure.

कैसे काम करता है · HOW IT WORKS

Four steps. One garden.

Kids earn coins, plant them in real financial products, and watch the weather of the market teach them what schools never did.

1

Earn coins

Reading, homework, chores, fitness goals — effort kids already do becomes ₹ in a parent-funded vault.

2

Plant the seed

Each coin becomes a plant — Saver, FD, Index, Gold, or Crypto. Every plant tracks a real product.

3

Weather hits

Markets move. Storms hit. Some plants wilt, others thrive — and kids feel risk, not just read about it.

4

Harvest lessons

Cash out understanding, not just coins. Real returns, real lessons, real conversations with parents.

The gap

253M Indian kids.
Nobody teaches them money.

Schools don't. The CBSE elective code 904 exists on paper but reaches a tiny slice of 28,500 affiliated schools. Parents feel underqualified — only 27% of Indian adults are themselves financially literate. And the kids fintech wave that raised $50M+ in 2019–22 was a card race, not a literacy race. Five of them are now dead.

◆ The solution

A garden where every plant
is a real financial product.

Kids earn coins by reading, finishing homework, hitting fitness goals, helping siblings, or practising an instrument — the activities Indian parents already pay for. They plant those coins. Each seed tracks the rate of a real product. Weekly weather events teach risk and diversification the way no textbook can: by making the kid feel it.

Plant. Grow. Harvest.

Every coin is a choice. Savings sprouts steady. Index funds bloom over years. Crypto explodes — or wilts.

Weather teaches risk

Storms hit the speculative crops. Droughts test FDs. Kids learn diversification because the garden forces it.

Effort > chores

Only 4% of Indian teens get paid for chores. So coins come from reading, homework, sports — what Indian parents actually reward.

6–14age range
₹0 real moneyno RBI exposure
CBSE 904curriculum-aligned
FD · +6.5% this week
storm hit crypto plot ⚡
index fund bloomed
+12 coins · read 30 mins
Five plants, five lessons

One garden. The entire shape
of a real Indian portfolio.

Savings
🌱

The Sprout

Slow, steady, always alive. Teaches the value of safety — and the cost of staying too safe.

~3–4% / yr · zero risk
Fixed Deposit
🌳

The Oak

Locked in for a season. Withers if uprooted early. Teaches commitment and opportunity cost.

~6–7% / yr · low risk
Index Fund · SIP
🌻

The Bloom

Wobbles with the weather, climbs over seasons. Teaches diversification, compounding, patience.

~12% avg / yr · medium risk
Gold · Sukanya
🌼

The Sunflower

Shines when other plants struggle. Teaches the role of a hedge — and India-specific instruments.

~8% avg · counter-cyclical
Crypto
🌵

The Cactus

Explodes in good weather. Shrivels in storms. Teaches volatility, FOMO, position sizing — the lesson most adults learn the expensive way.

±50% / yr · high risk
Be first in

The first 50 families
get private launch access.

We're opening Rewardify to 50 selected families before public launch. Invite families get early access, a direct line to the founders, and a say in what we plant next.

Rewardify · by Kodekt Pvt Ltd 50-family private launch · India Questions? rhytthm@kodekt.com